[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aterus.cz\/kde-cloveku-daji-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.aterus.cz\/kde-cloveku-daji-pujcku\/","headline":"Kde \u010dlov\u011bku daj\u00ed p\u016fj\u010dku?","name":"Kde \u010dlov\u011bku daj\u00ed p\u016fj\u010dku?","description":"Lid\u00e9 aby v \u017eivot\u011b ka\u017edou chv\u00edli za n\u011bco platili. Mus\u00ed hradit bydlen\u00ed, stravu, dopravu, oble\u010den\u00ed a spoustu dal\u0161\u00edch slu\u017eeb a zbo\u017e\u00ed, bez kter\u00fdch se ned\u00e1 norm\u00e1ln\u011b \u017e\u00edt a kter\u00e9 sou\u010dasn\u011b nelze z\u00edskat zadarmo. A proto\u017ee se to d\u00e1 jedin\u011b koupit, je pochopiteln\u00e9, \u017ee na to lid\u00e9 mus\u00ed sehnat pen\u00edze. Je norm\u00e1ln\u00ed, \u017ee nejsme-li renti\u00e9ry, nezam\u011bstnan\u00fdmi,…","datePublished":"2023-10-24","dateModified":"2023-11-25","author":{"@type":"Person","@id":"https:\/\/www.aterus.cz\/author\/#Person","name":"","url":"https:\/\/www.aterus.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/80bc9a30a8183589d38927f3b57d5a9aa763777ca2942415b346d54d020a9840?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/80bc9a30a8183589d38927f3b57d5a9aa763777ca2942415b346d54d020a9840?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aterus.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aterus.cz\/wp-content\/uploads\/invoice-6366370_1280_1.jpg","url":"https:\/\/www.aterus.cz\/wp-content\/uploads\/invoice-6366370_1280_1.jpg","height":0,"width":0},"url":"https:\/\/www.aterus.cz\/kde-cloveku-daji-pujcku\/","about":["Finance"],"wordCount":431,"articleBody":"   Lid\u00e9 aby v \u017eivot\u011b ka\u017edou chv\u00edli za n\u011bco platili. Mus\u00ed hradit bydlen\u00ed, stravu, dopravu, oble\u010den\u00ed a spoustu dal\u0161\u00edch slu\u017eeb a zbo\u017e\u00ed, bez kter\u00fdch se ned\u00e1 norm\u00e1ln\u011b \u017e\u00edt a kter\u00e9 sou\u010dasn\u011b nelze z\u00edskat zadarmo. A proto\u017ee se to d\u00e1 jedin\u011b koupit, je pochopiteln\u00e9, \u017ee na to lid\u00e9 mus\u00ed sehnat pen\u00edze. Je norm\u00e1ln\u00ed, \u017ee nejsme-li renti\u00e9ry, nezam\u011bstnan\u00fdmi, d\u011btmi, d\u016fchodci nebo nejr\u016fzn\u011bj\u0161\u00edmi soci\u00e1ln\u00edmi p\u0159\u00edpady, chod\u00edme do pr\u00e1ce. N\u011bkdo podnik\u00e1, n\u011bkdo je n\u011bkde zam\u011bstnan\u00fd, a t\u00edm by se m\u011blo zajistit, \u017ee budeme pen\u00edze m\u00edt a bude tedy i co utr\u00e1cet.Ale nen\u00ed tomu tak v\u017edy. \u010clov\u011bk dejme tomu dostane v\u00fdplatu, jen\u017ee ne\u017e se nad\u011bje, je tato utracena. Bylo pot\u0159eba zaplatit to a to, a ne\u017e se jeden nad\u00e1l, pen\u00edze se rozkut\u00e1lely. A nez\u016fstala t\u0159eba ani koruna. A co s t\u00edm d\u00e1l? Kdy\u017e nejsou vlastn\u00ed pen\u00edze, m\u016f\u017eeme si n\u011bjak\u00e9 i p\u016fj\u010dit a s jejich pomoc\u00ed pak p\u0159eklenout t\u011b\u017ek\u00e9 \u010dasy. Ale ani to nen\u00ed a\u017e tak docela bezprobl\u00e9mov\u00e9, proto\u017ee ani p\u016fj\u010dku, kter\u00e1 by zachr\u00e1nila, co se zachr\u00e1nit d\u00e1, nedostane automaticky ka\u017ed\u00fd. Ti, kdo pen\u00edze maj\u00ed, je sice n\u011bkdy p\u016fj\u010duj\u00ed t\u011bm, kte\u0159\u00ed je pro zm\u011bnu postr\u00e1daj\u00ed, jen\u017ee takov\u00e1 pomoc se nab\u00edz\u00ed jen t\u011bm \u017eadatel\u016fm, kte\u0159\u00ed nab\u00eddnou dostate\u010dn\u00e9 z\u00e1ruky toho, \u017ee v\u0161echny pen\u00edze vr\u00e1t\u00ed. A \u010d\u00edm n\u00e1ro\u010dn\u011bj\u0161\u00ed poskytovatel p\u016fj\u010dek v tomto ohledu je, t\u00edm sp\u00ed\u0161e se u n\u011bj nepoda\u0159\u00ed usp\u011bt. Tak\u017ee se mnoh\u00fdm lidem nap\u0159\u00edklad nepoda\u0159\u00ed sehnat bankovn\u00ed p\u016fj\u010dku, ale nebankovn\u00ed americk\u00e1 hypot\u00e9ka Fahd.cz jim ve stejn\u00e9 situaci pom\u016f\u017ee. A jak\u00fd je rozd\u00edl mezi bankovn\u00edmi p\u016fj\u010dkami a nebankovn\u00edmi hypot\u00e9kami? Hlavn\u011b v tom, \u017ee u nebankovn\u00edch hypot\u00e9k nemus\u00ed m\u00edt z\u00e1jemci o n\u011b ani vysok\u00e9 p\u0159\u00edjmy, ani \u010dist\u00e9 registry dlu\u017en\u00edk\u016f. Nam\u00edsto toho sta\u010d\u00ed m\u00edt nemovit\u00fd majetek, kter\u00fd by se dal nab\u00eddnout do z\u00e1stavy jako z\u00e1ruka, \u017ee dlu\u017en\u00edk dostoj\u00ed sv\u00fdm z\u00e1vazk\u016fm. Sta\u010d\u00ed tedy, aby m\u011bl kdokoliv z n\u00e1s nemovitost a n\u011bjak\u00e9 ty p\u0159\u00edjmy, a nen\u00ed probl\u00e9m p\u016fj\u010dku z\u00edskat, p\u0159inejmen\u0161\u00edm u nebankovn\u00ed spole\u010dnosti.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde \u010dlov\u011bku daj\u00ed p\u016fj\u010dku?","item":"https:\/\/www.aterus.cz\/kde-cloveku-daji-pujcku\/#breadcrumbitem"}]}]